For pricing, product & actuarial teams

Competitor filings, rebuilt into prices.

A filing tells you a factor moved. We tell you what that does to the price your customer sees — state by state, cell by cell, tied to the filing number.

Example alert · pet · Nevada
A carrier filed a rate increase
Proposed average change+23.8%
Range by pet+6.1% to +40.8%
Base rate$153.20 → $193.80
Policyholders affected10,728Source: Nevada Division of Insurance · SERFF APII-134952497

The gap

Filings are public. Reading them at scale isn't.

Thousands of filings a year, each with its own rating order, rounding and exceptions. Most teams read a handful of competitors in a handful of states. We read all of them and prove the reading against real prices.

1

Rate-change alerts

New and pending filings in your lines and states, with the price impact computed — not just the headline percentage.

2

Competitor price grids

Filed rates turned into prices across age, area, coverage and deductible — comparable with your own manual.

3

Reconciliation

Every cell reproduced from the filing and checked against observed prices, with the SERFF tracking number attached.

Coverage today

What we've already rebuilt.

9pet insurers reproduced against real prices · 94.3% of 528,183 options within 0.2%
499travel plan-state combinations with validated formulas
17,857travel & travel-medical filings indexed
CA · TXprivate passenger auto in progress, checked against state price surveys

As of September 28, 2026, counted from our own database.

Who builds it

Built by an actuary.

Sangmin Kwon, ASA — 25 years in insurance, including seven years building products at Korea's largest non-life insurer. The reading is actuarial; the scale is software.

Built for

  • Pricing & actuarial — competitive position by cell
  • Product — what competitors changed, and where
  • Distribution — how your price reads next to theirs

Want to see your lines and states?

Tell us which, and we'll send a sample built from real filings.